CFSICFSI
CFSI publishes a wide variety of papers, success stories and policy briefs throughout the year. These publications cover original research, overviews and assessments of outside projects, case studies of products and programs supported by CFSI, and other action-oriented, authoritative information that will drive productive change in the marketplace.

Our most recent publications are:

Research Papers

From Financial Education to Financial Capability: Opportunities for Innovation

As the economy rebounds, one solution for financial success lies in consumers ability to take responsibility for their finances through behavior changes as well as increased financial knowledge.  CFSI proposes, in a new research paper from CFSI sponsored by the Citi Foundation, ...

Employer-Based Collaboration: Lessons from Financially Fit Minnesota

by Sarah Berke, Rachel Schneider

The Financially Fit Minnesota (FFM) program is a model in which employers offer a set of strategies for increasing financial services participation in the workplace. Specifically, the program concentrates on increasing participation in direct deposit and retirement savings programs, with participating employers ...

22 pp.   

Innovators Showcase

Credit Builders Alliance is Featured in a New Annie E. Casey Foundation about the Importance of Credit

CFSI Grantee Credit Builders Alliance is featured in a new short documentary Pursuit of the Dream: Building Credit for Life. The film is targeted at working families who are trying to build financial stability and the importance of a credit score in that ...

Paybefore Recognizes Industry Leaders at Prepaid Expo USA

CFSI offers our congratulations to the following companies for being recognized as industry leaders by Paybefore:

Facecard MasterCard Teen Card (edō Interactive, Meta Payment Systems): Best Consumer-Funded Prepaid Program
Green Dot Corporation (Dot GPR): Best General Purpose Reloadable Program
Payoneer Prepaid MasterCard (Payoneer, Meta Payment ...

Public Policy Statements

CFSI Comment to Federal Reserve Board Proposed Rule to Amend Regulation E of the Credit Card Accountability Responsibility and Disclosure Act of 2009

by Melissa Koide

 

This letter was submitted on behalf of the Center for Financial Services Innovation (CFSI) in response to the Proposed Rule that was issued in the Federal Register on November 20, 2009 at 74 Fed. Reg. 60986-61012.

CFSI Comments on FDIC's Affordable Small Dollar Loan Guidelines

by Jennifer Tescher

 

2 pp.   

CFSI Underbanked Consumer Study

FDIC National Survey on Underbanked a Crucial Piece to Understanding the Demographics of the Underbanked in the U.S.

CFSI says even more can be done to serve the underbanked by understanding their attitudes and behaviors

CHICAGO – December 3, 2009 –The FDIC’s National Survey of Unbanked and Underbanked Households is an essential piece to understanding who the underbanked are. The survey’s design ...

Characteristics of Latino Un- and Underbanked Consumers

In this CFSI inBrief, "Characteristics of Latino Un- and Underbanked Consumers" provides analysis regarding the financial attitudes and behaviors of the 20.6 million underbanked Latino consumers in the U.S., representing 47% of the entire 44 million Latinos in the U.S.

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